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Category: Group Benefits

My 401(k) Is "Frozen" — What Does This Mean & Why Did It Happen?

My 401(k) Is

The decision to freeze a 401(k) is made by company management. This often occurs after a merger, while the new company decides what to do with its inherited 401(k) plan. If your 401(k) has been frozen, you won’t be able to make any withdrawals or make any new contributions as long as the freeze continues. In most cases, you can move assets from one investment...