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Health Insurance Agent vs. Navigator: What’s the Difference?

Health Insurance Agent vs. Navigator: What’s the Difference?

Shopping for health insurance can be a confusing process. You may need some assistance in choosing the right options, getting the subsidies you are entitled to receive, and enrolling in a health plan. You may be able to get the help you need through either a health insurance agent or a navigator. Although both agents and navigators can help you enroll in a health plan,...

New Year, New Life Insurance Review

New Year, New Life Insurance Review

It is a good policy to review your life insurance every year. If you have paid your premiums on time, the policy will still be there, most likely without any material changes since you purchased it. However, if major changes have occurred in your life, your life insurance policy may need adjustments or no longer suit your needs. Why Review Life Insurance Annually? Conducting a...

4 Winter Risks and How to Protect Your Business From Them

4 Winter Risks and How to Protect Your Business From Them

Consumer spending increases for the holidays and business picks up during the winter months. But winter weather also brings certain risks for businesses. The following are some top winter risks and how to protect your business from them. Slip or Trip and Fall Accidents Icy walkways and slippery floors from melting snow can lead to slip or trip and fall accidents on your business premises....

Comprehensive vs. Collision Auto Insurance

Comprehensive vs. Collision Auto Insurance

Comprehensive and collision are two different types of auto insurance coverage. You may want to bundle them together for added protection. Comprehensive may cover situations that collision does not, and vice versa. What Is Comprehensive Auto Insurance? Comprehensive pays for damage to your vehicle caused by non-collision-related covered events. These events may include vandalism, theft, hail, or fire. Comprehensive may also cover a collision with...

8 Ways To Manage Holiday PTO and Avoid Staffing Stress

8 Ways To Manage Holiday PTO and Avoid Staffing Stress

Most of your staff will use PTO to take time off over the holidays. Managing your critical staffing needs over the holidays requires planning. Requests for PTO days should be accommodated as much as possible, with an eye to ensuring enough of the right staff is present to keep the company operating over the holiday season. A Team Approach to PTO Every employee planning to...