Is your vacation home properly protected? 

 By Leslie Caveny

 

More and more people are investing in vacation homes. Vacation homes offer you a sanctuary, while also providing you with additional income if you decide to rent your property to others.

The question is, do you have your vacation home properly protected? Purchasing a vacation home is a significant investment. The following are a few things to take into consideration to properly protect your investment.

Like most vacation homeowners, you’re likely to spend time there sporadically this means it will be unoccupied a great deal of the year. It’s probably a good idea to install a home alarm, at minimum, or a surveillance system to prevent theft or fire. Thanks to the internet you can see what’s happening at your vacation home in real time – so you can keep watch over your property.

Have you ever thought about what would happen if the water pipes in your vacation home burst? That’s why it’s worth investing in caretaker services.

When it comes to insurance, the type of property you own will determine the policy that’s best suited to your needs.

The luxury of having a vacation home often means a range of amenities on site, from a swimming pool to a hot tub, for example. Accidents happen so you want to make sure the liability portion of your insurance policy properly covers you. You need to ensure your assets are adequately protected in the event someone is injured on your property and they file a lawsuit against you.

Homeowners insurance premiums are determined by how much it would cost to rebuild your property from scratch should it be destroyed. So, it’s extremely important to make sure your homeowners insurance policy is suited to your individual needs by speaking with your agent.

For more information about homeowners insurance give me a call on 217-528-5679 ext 108 or email This email address is being protected from spambots. You need JavaScript enabled to view it..

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Lee/O'Keefe Insurance Agency, Inc.
2501 Chatham Road - Suite 100
Springfield, Illinois 62704

Hours: Monday - Friday 8am - 4:30pm

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